Inputs
Compare estimated take-home impact of pension contributions. Supports salary sacrifice and relief-at-source (basic-rate relief).
Last updated: 2025-04-06
Enter before-tax salary.
Salary is required.
Enter the percentage of salary you want to contribute.
Results
Enter salary and contribution to see an estimate.
Notes
This tool provides an estimate. Pension tax relief depends on how your scheme is administered, your tax band, and whether you claim additional relief via Self Assessment.
Salary sacrifice impacts both Income Tax and employee National Insurance by reducing contractual pay. Relief at source typically adds basic-rate relief into your pension, and you may be able to claim additional relief if you pay higher or additional rate tax.