UK tax estimates · Tax years 2025/26–2023/24 · Estimates only (not advice) · Tools include take‑home pay (PAYE), student loans, self‑employment (Class 2/4 NI), dividends and pensions.

Assumptions & sources
Tax Calculator 365

Tax Calculator 365

Student loan repayment calculator (UK)

Estimate PAYE student loan repayments from income. Supports Plans 1, 2, 4, 5 and Postgraduate Loan. Select a tax year in the calculator.

Estimates only • No sign-up required • Tax years 2025/26–2023/24

Inputs

Estimate PAYE student loan repayments from gross income. This is an annual estimate; actual payroll deductions can differ because PAYE is calculated per pay period and rounded down.

Last updated: 2025-04-06

Enter before-tax income. For PAYE employees, this is usually salary before deductions.

Income is required.

Results

Enter income to see an estimate.

Notes

This tool provides an estimate. Student loan deductions are typically calculated per pay period (weekly/monthly) and rounded down, so your payslip may differ slightly.

If you repay through Self Assessment or are outside the UK tax system (for example, overseas repayments), this calculator may not match your situation.