UK tax estimates · Tax years 2025/26–2023/24 · Estimates only (not advice) · Tools include take‑home pay (PAYE), student loans, self‑employment (Class 2/4 NI), dividends and pensions.

Help & methodology
Tax Calculator 365

Tax Calculator 365

UK Take‑Home Pay Calculator

Estimate take‑home pay from gross pay, including Income Tax and employee National Insurance. Supports Scotland and England/Wales/Northern Ireland. Select a tax year in the calculator.

Try the calculatorHow it works
Estimates only • No sign-up required • Tax years 2025/26–2023/24

Inputs

For UK PAYE employees. Choose a tax year to estimate Income Tax, employee National Insurance, and optional student loan and dividend tax. This is a simplified estimate and may not match complex situations (e.g., multiple jobs, benefits-in-kind, savings income, or non‑standard tax codes).

Scotland uses different Income Tax bands. National Insurance is UK‑wide.

Enabled once rates and thresholds have been verified and regression‑tested.

Examples: 45,000 or £45,000.50

Optional (add if relevant)

You can calculate take-home from gross pay alone. Add extras only if they apply to you.

Results

Results for England/Wales/NI · 2025/26

Your results will appear here.

Enter your gross pay to see your 2025/26 England/Wales/NI take-home pay.

Jump to gross pay

Example formats: 45,000 · 45000.50 · £45,000

What you will get

  • Take-home pay
  • Income Tax
  • National Insurance
  • Optional: student loan

Helpful tip

If you are paid monthly or weekly, set the pay frequency first — we will convert your inputs to annual values behind the scenes.

Assumptions

This is a simplified estimate. PAYE tax codes, multiple jobs, benefits, and adjustments can change real payslip figures.

How it works

1. Enter your pay

Provide your gross pay and (optionally) an estimated pension contribution. Choose annual, monthly, or weekly.

2. Select your nation & tax year

Scotland has different Income Tax bands and rates. National Insurance is UK‑wide. Select the tax year you need in the calculator.

3. Review the breakdown

You will see take‑home pay, total deductions, and a band‑by‑band Income Tax breakdown.

Note: This is an estimate. Real PAYE payslips can differ due to tax codes, payroll period rounding, and adjustments. See Methodology for details.

More calculators

UK-only calculators, built with tax-year versioning and transparent assumptions.

Take-home pay

PAYE take-home estimate with band breakdown.

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Student loans

Plan thresholds, repayment rate and summaries.

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Self-employed

Class 2/4 NI and estimated tax set-aside.

Open calculator

Dividends

Dividend allowance and band-by-band tax.

Open calculator

Pensions

Compare pension contribution types and impact.

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