UK PAYE employees only · Tax year 2025/26 · Estimates only (not advice) · Excludes student loans and non‑standard tax codes.

Assumptions & sources
Tax Calculator 365

Tax Calculator 365

UK Take‑Home Pay Calculator (2025/26)

Estimate take‑home pay from gross pay, including Income Tax and employee National Insurance. Supports Scotland and England/Wales/Northern Ireland.

Try the calculatorHow it works
Estimates only • No sign-up required • 2025/26 rates

Inputs

For UK PAYE employees (2025/26). If you are self‑employed, have dividends, or need student loan deductions, this tool will not match your situation.

Scotland uses different Income Tax bands. National Insurance is UK‑wide.

Examples: 45,000 or £45,000.50

Gross pay is required.

Amount you contribute (estimate). Pension treatment varies by scheme; see Methodology.

Results

Enter your gross pay to see an estimate.

How it works

1. Enter your pay

Provide your gross pay and (optionally) an estimated pension contribution. Choose annual, monthly, or weekly.

2. Select your nation

Scotland has different Income Tax bands and rates. National Insurance is UK‑wide.

3. Review the breakdown

You will see take‑home pay, total deductions, and a band‑by‑band Income Tax breakdown.

Note: This is an annual estimate. Real PAYE payslips can differ due to tax codes, payroll period rounding, and adjustments. See Methodology for details.